The Mortgage Voice with Jeff Barton.
Listen to Malibu Funding Inc.’s English weekly show, currently airing every Saturday from 3-4 pm on KCAA 1050am (repeats on Sunday 12pm PST) .
Our Radio Show will be also airing every Sunday from 9-10 am on KDOW 1220am (repeats on Saturdays from 7-8 pm PST) .
Malibu Funding Inc.’s own Rick Guerra & Maggie Miller call in and stop by to give you a perspective of who we are, what we do and provide you the options to get the loan the is right for you. They give us their expertise on the So Cal market, along with their specialties to let you know how certain conditions may or may not lead you to the right path. By working with us you learn to relax during your transaction, the benefits are worthwhile. Now is the time to give us a call by letting us serve you better!
Want to hire that extra seasonal help before the holiday’s but can’t keep up the back end of inventory Josh Stancle from Infinity Financial Source provides us with information based on a cash flow product for merchant services. He explains this side of service for business to help keep up with back office issues from 3 tier to 6 tier programs that help with cash, check and credit processing for our entrepreneur’s out there. Liza Negrete from Mega Capital calls in as a lender partner of ours that offers nontraditional programs such as a portfolio loan for small business owners. This product allows this type of borrower a chance to provide alternative documentation which benefits multiple options to qualify. Tune in, to find out more!
Our local correspondents Darren Woodworth & Julie Peisner give you their firsthand accounts on what’s out there in both the Bay Area as well as the San Jose markets. Their feedback inspires and provides a positive outlook on the uptick of availably of getting into and selling your home. The demand is now and motivation to buy or sell in full effect; get in while you can in San Fran!
This week for our entrepreneur series we have Special Guest, Mikke Pierson from ZJ Boarding House to speak on the ins and outs of community outreach and what it’s like in finding funding for the self-employed. We also have Charles Giscombe from United Security Financial who keeps us in the loop on what happens in the back-end of the mortgage industry. He makes us aware of the intricacies of what happens to your loan, how it is used, serviced and what to do when your statement arrives.
In this continued segment of our entrepreneur series we have Bob Peisner from Worldwide Merchant Services and Stuart Schonwetter from Remax. Topics that are discussed are new changes in Real Estate, Security measures on credit cards, keeping your info private and avoiding theft. We also discuss on the supply and demand of the rates in purchases as well as refinances. Working with Malibu Funding Inc. and leading the way on regulatory aspects of the mortgage industry our very own Kris Allred calls in to speak on licensing & compliance. Let Malibu Funding Inc be your Mortgage choice!
In this section of our entrepreneur series we have Ed Peisner from MyBedWedge and we also have returning from Prop Funds Jim Alrich. Going against the grain these two gentlemen go outside the mainstream to share the glimmer of hope that the American Dream is alive and well. Plus Jeff speaks on aggregation of investments, as well as the new areas of financing such as crowd funding. He highlights on the future of this kind of investing and what kind of returns that is implemented for the average investor. We also highlight why certain worldly events affect the changes in particular industries. Tune in
Credit issues are on discussed in this episode. Protecting yourself is important and by monitoring your credit you can save yourself from plenty of the headaches that out there. Kim Soash & Pat Smida call in to give us their updated perspective to see if prices are flat, declining or increasing. There are plenty of programs that are available that tap into the market. Call us and we can provide you with the assistance that you need to obtain your home or help keep you in your home.
Pat Smida calls in to update us on what’s going on in the Bay Area. The Bay Area market prices are increasing so now is your chance to get into a property before they are completely up! He also gives some tips on trying to obtain a loan with negative equity. Just because you almost underwater it doesn’t mean you will drown. Realtor Mike Churney also calls in from Socal to give us the breakdown between the differences and similarities between NoCal and Socal markets. He sheds light on the shift between what the investors were doing a few years ago when the market was down vs normal Joes’ uptick in buying and selling in today’s current market value. Call us today and we can help you find the best program to obtain your home!
Our very own MLO Luke Manke calls in and provides us with his own personal antidotes to help you with the loan process. He updates on the fall buying season, and its hot market! Granted it has slowed down a bit but there is a consisted steady flow of regained equity out there call us and let’s see what your home is worth. Justin Landsman from Velocity chats with us on how to obtain a specialty program that touches on equity based lending. This stated income program looks at equity and fico score strictly! Click here and listen in on what works for you.
Charles Giscombe from United Security Financial speaks on the secondary market and how it works for you by explaining on what happens in the back-end of the mortgage industry. Charles Giscombe makes us aware of the intricacies of what happens to your loan, how it is used, serviced and what to do when your statement arrives. We will also be highlighting in our continued series on loan officers: Ivan Contreras who calls in to speak to us on how prices in sections in California are flatting. He speaks on 90 days or longer waits for closure on properties which 6 months ago where unheard of in the earlier part of the year. Times are changing and the demand is down, so now is your chance to get what you want in an even market!
We have special guests April Lopez from Homebridge & Eric Morgenson from Angel Oak Funding are back again to give us updated information on the local and national market. April Lopez discloses what items you need to help maintaining your rate and keep the value of your home. Eric Morgenson continues on qualified mortgage loans by refining these terms further so that you can take advantage of today’s ascending market when you have had a recent housing event. Tune in and stay posted on keeping your dream.
In the continuation of this series on highlighting our Loan officers we have Rosie Lasca joining us to give you ease that loans are not as scary as you think. Finding a qualified mortgage professional is very important; it should be your first step in finding a home so that you are not rushed in your home purchasing. By getting educated and staying informed you help prevent any future complications within your process. Luke Manke provides us with options on the differences between closing with the banks vs closing with us. Finding niche programs for long term investments can be daunting look for Luke Manke to help you with selecting the right choices for you!
Olivia McKinley from our Arizona offices evaluates the market in the Phoenix/ Scottsdale’s areas. Property appreciation is on the rise and now is the time to get into this area. Our very own Local Bay Area Loan officer Darren Woodworth also calls in to keep us updated on the market conditions in Northern California. Inventory is picking up and the market is still very competitive he gives us the inside scoop on dealing with the selling process by keeping it simple with an honest view.
Now is the time to remove the stigma that HECM Loans have been plague with for many years! We are here to educate, inform and give you choices about this program; in this series we have one of our specialists Ken McGraw from 4M Financial Corp. & Tiger Capital Management Inc. explaining how this program is a wonderful financial planning tool/ opportunity when done correctly. We are also highlighting Maggie Miller who joins us by giving us the run down on how to recoup your paper losses along with information on saving your properties/investments that are upside down. Tune In.
Brent Gong joins us to discuss the different aspects of Home Equity Conversion Mortgages. You no longer have to be nervous about pulling equity from your home. Find out savvy ways to utilize and benefit from this program! We also have in house Juliet Andriassian from Farmers Insurance providing us the many phases of property insurance. Giving us the “what if’s” on how to protect yourself, your home and life by identifying your needs in insurance.
Rick Martinez is back in this second segment to continue to provide his insight on out of the box investments. Plus we have Special Guest Dr. Jeannie Bertoli who is a Relationship Expert and Counselor as well as author of her book Wisdom Beyond Me, A Book of Messages on Living Vol. 1. She touches on topics of what motivates people to do what they do on overcoming obstacles, especially in home buying/selling and the processes of communication of each stage! Find out more in this episode about Dr. Bertoli or reach her on her website at www.drbertoli.com
Jeff & Arbi have Jim Aldrich from Propfunds stop by to discuss on Crowd funding and how to maximize your investments value to protect your assets in Real Estate. Rick Martinez one of our Loan Offices provides his insight on out of the box investments and how to obtain & maintain them financially in part one of our two part interview.
Want to find out how Reverse Mortgages can work for you??? Jeff & Arbi have Tim Greyson in house to speak to us about the ins and outs on how to qualify for reverse mortgages. We also have special guest Kim Soash in from Mountain West to discuss about the Down payment assistance programs in your area! Tune in, to see what works for you.
Jeff dishes out more information on refinancing, and what you can get out of your home. Ken Kessler stops in to speak on title. We also have special guest Rex Dugan in to talk about home appraisals and what you can do to get that appraisal you are looking for!
Jeff has Wendy Van Wessel back from Stearns to speak about current rates in the marketplace. We have also special guest Eric Morgenson from Angel Oak to speak further on QM loans plus Arbi is back with Jeff to speak on current events.
Jeff speaks on Home Purchase Market updates/current events; in the 2 segment Mortgage Processing with Stephanie G. From the LO’s and RE agent side Jeff and Emil Y. Talk Marketing!
Jeff & Arbi talk to you about the upside and downsides of a Refinance and Education loans. They provide you tips on using the equity of your home as a means to help you out with tough expenses. Click here to find out more!
Email Security, What is happening in the housing market. Special Guest April Lopez from Homebrige speaks on QM loans (Qualified Mortgages) and Down Payments!
National vs SoCal trends in Home buying, Keywords: What is escrow with Kristina Kalaydjian & Kelly Ledesma at Contact Escrow.
When you buy a property Home Insurance is needed. The basics of obtaining a mortgage, what you need to know to get you started!
Wendy Van Wessel stops in from Stearns Lending and chats with us about the lending side and gives us insight on the appraisal process.
Credit questions, Excellent, Good, Fair, Poor Where do you fit in?!
Information on advantages of working with a broker vs a direct lender & the different levels of 203k loans
Demystifying Reverse mortgages with Special Guest Tim Grayson
The Ins and Outs of first time home purchases!
The Malibu Funding, Inc. Mortgage Show with Michael Dominguez is a Spanish weekly weekend show that is currently on Radio 690am. Providing you the resources, tools and current market trends that keeps you up-to-date on your mortgage needs!